First Nominee Tracing Solution in India

Clear Unclaimed Insurance & Mutual Fund Amounts by Finding Long-Lost Nominees

Connect with hard-to-reach nominees by discovering their whereabouts and current contact details.

The Challenge

₹26,000+ crores stuck in unclaimed amounts, growing larger every day

Insurance and mutual fund companies face mounting interest penalties while nominees of matured policies remain untraceable, creating a growing financial and regulatory burden.

Decades-Old Contact Details

15-year-old policy records have outdated addresses and disconnected phone numbers, making nominee contact impossible

Mounting Interest Penalties

Each day of delay adds to the interest burden on matured amounts, impacting company financials

Strict IRDAI Timelines

Regulatory requirements demand swift disbursement, putting pressure on companies to find nominees

Resource-Draining Searches

Teams exhaust time and money on futile field visits and manual database searches

Generational Changes

Original nominees may have relocated, changed numbers, or passed away, further complicating the tracing process

Expanding Unclaimed Pool

New policies mature daily, adding to the already massive pool of undisbursed funds

The Solution

Unlock faster disbursements with smart nominee discovery

Neokred scans multiple data sources to build a current profile of nominees. Simply input the policy details and known nominee information - our system will scan across verified databases to pinpoint their present location and active contact details in just 90 seconds.